 | Title
Search: Develops a chain of title for the last sixty (60)
years, and reveals all encumbrances such as mortgages, liens,
easements, covenants, etc.
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| Title
Commitment: States
the conditions that must be met for a title policy to be issued.
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| Document
Preparation:
Deed, Mortgage, Note, Assignment and all other documents
necessary to the purchase and sale of real estate.
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| Scheduling
the Closing: Works
with the lender to acquire all necessary lender documents after final
mortgage commitment is issued. Schedules
the closing at a mutually convenient time and place for all parties.
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| Problem
Solving: Available
to answer questions by all parties concerning topics ranging from complex
legal issues to the always ambiguous tax pro-rations.
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| Closing:
Conducts all closings. All
documents are explained thoroughly, including the Settlement Sheet,
Lender Documents, and Tax Forms. Funds
are collected and disbursed accordingly.
Mortgage payoffs are then sent via overnight mail to avoid
additional interest. Lastly,
all necessary documents are recorded in the appropriate counties.
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| Post
Closing: A final
title policy is issued and mailed to purchaser and to the lender.
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